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30 Jun 2008, 7:01 pm
aini
siapakan mamat bernama Ateng tuh?? nama sebenar pls.. i seriously cannot recall.. something's wrong with my brain hehe  |
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30 Jun 2008, 6:36 pm
harris
ada jugak liverpool 'menang' cup tahun nie  |
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30 Jun 2008, 6:32 pm
ihsan
semua ngantuk layan bola semalam ke? |
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28 Jun 2008, 12:23 am
94009
Kembar aku terror giler. masuk sub ganti David Villa baru Spain boleh menang
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28 Jun 2008, 12:19 am
ihsan
harris mesti support spain final ni.. sbb ballack main tok germany, aku sokong germany.. yah yah... scolari basically crushed portugese dream when chelsea announce he will replace grant... c'mon you blues!!
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27 Jun 2008, 11:51 pm
94009
Hope this help. Knowledge aku pun limited jugak
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27 Jun 2008, 11:50 pm
94009
Tetapi duit ganti rugi selalunya tak dikira sebagai revenue oleh bank. Its separate and the proceeds diagihkan untuk kebajikan (bagi orang faqir miskin)
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27 Jun 2008, 11:49 pm
94009
Kenalah ada denda kalau tak orang mudah nak mempermainkan bank.
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27 Jun 2008, 11:47 pm
94009
Dalam praktis islamic bank, denda/penalti di anggap kos ganti rugi (ta'wadh) yang dihadapi bank sebab pelanggan tak bayar hutang dalam tempoh yang dijanjikan semasa masuk agreement.
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27 Jun 2008, 10:52 pm
ihsan
ada sapa kat sini yg kerja HR dak? tq
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27 Jun 2008, 10:18 pm
Smiling MY
Maybank2u Online statement tu ada charges tak? Berapa (kalau ada)? Kalau aku subscribe online statement ni, buku bank aku kira tak pakai dah ke?
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27 Jun 2008, 10:04 pm
Smiling MY
Salam...
Tumpang sapa2 tahu/kerja maybank. Kalau aku request buku check online, boleh tak org lain collect on behalf of me? Reply appreciated. TQ
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27 Jun 2008, 8:25 pm
niefeng
germany vs spain in final euro 2008
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27 Jun 2008, 6:22 pm
ihsan
penalti tu riba. tu yg aku tak paham MBSB islamic loan
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27 Jun 2008, 9:16 am
ahmadkamalzahari
assalamualikum...ooo kira service fee, tapi kalau lambat bayar ada penalti,, penalti tu bukan riba ke?
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27 Jun 2008, 1:50 am
94009
Kalau overdue monthly payment akan ada penalti sebab lambat bayar. Its a way bank islam work (lebih kurang as far as i remember...)
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27 Jun 2008, 1:49 am
94009
The fee if calculated as a % is lower than what the interest of a normal credit card would charge us. The fee is just for admin purpose of the bank to maintain our account with them. If blanja bawah 6K bagus lah tapi jangan overdue monthly payment
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27 Jun 2008, 1:47 am
94009
Ahmad Kamal, Bank Islam actually donot call it a kredit card. They call it a VISA card. Its just a card whereby ada akad yang kata the bank allow us to spend the VISA up to an amount let say 6K. Then agreement kata they would charge us a fee.
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27 Jun 2008, 1:45 am
94009
Great game! Sayang blackout satu dunia sebab hujan ribut kat Vienna. 10 minit tak dapat tengok 
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27 Jun 2008, 1:36 am
ahmad kamal zahari
assalamualikum..macam mana kalau belanja kurang 6k, bank charge gak ke?
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